Why You Should Prioritize Getting Commercial Insurance In 2021

Running your business without commercial insurance exposes it to risks that can lead to enormous losses. Johnsen Insurance helps you find a plan that will keep your business running smoothly beyond future uncertainties. If you are a Baraboo, WI resident, our insurance experts are ready to help you choose a plan that suits your needs.

Here are some reasons why you need to prioritize commercial insurance in 2021 and beyond.

1. The Future Is Uncertain

When most people pen down their goals, they depend on luck. Does luck cater to all the challenges and interruptions that may come later?

No, it doesn’t. Simply put, business owners are not sure they will accomplish their objectives even after putting in all the hard work and commitment. When setting your business goals, you need to have future uncertainties in view.

When you think about the various interferences you’ve had to deal with before getting your business to its current level, then you know how critical it is to plan for the indefinite future. Don’t let uncertainties kill your 2021 business dreams; let Johnsen Insurance in Baraboo, WI provide commercial insurance to cover you.

2. Peace of Mind

No matter what happens within your business, your peace of mind is vital. When you are at peace, you can focus and achieve more. It helps you to be more effective in running your business. While every business runs on risks, you don’t want to expose your investment out there to ruthless perils like theft and calamities.

You can safeguard your business from such hazards by getting commercial insurance that meets your needs. It will lift the burden of constant supervision and a series of meetings from your shoulders. Thus, you can attend to the core matters of your business at ease.

3. Natural Disasters

Cases of natural disasters keep rising every day in both the safest and pre-exposed regions. While you want to protect your business from such occurrences, sometimes it’s not within your power. That’s why Johnsen Insurance helps business owners in Baraboo, WI find the right commercial insurance for their investment. If a storm hits your building and suspends running your business, the coverage can come in handy.

With determination and diligence, you can accomplish your business goals. But who will cater to the uncertainties and natural calamities that may hinder your progress? Contact Johnsen Insurance in Baraboo, WI at 608-356-5515 to learn more about the commercial insurance plans available and how they can help your business.

What Small Business Owners Need To Know About Commercial Insurance

Owning your own business is an exhilarating experience. Few things bring the same sense of freedom and pride. You invest a lot of time and money into your business, and you want to see those investments protected. At Johnsen Insurance, serving Baraboo, NC, we love helping small business owners understand how they can best protect their investment of time and money. Keep reading to learn how commercial insurance can help protect you. 

What Is Commercial Insurance?

Commercial insurance is a general term used to refer to the different types of insurance policies business owners can use to protect their business. A business owner is at a special kind of risk by operating their business. These risks can include damage to property, equipment, loss of revenue, as well as liability for both employees and customers. Having a reliable commercial insurance package in place will help shield you as the business owner from these risks. 

What Does Commercial Insurance Cover?

Commercial insurance can be customized to provide protection to your particular business, but in general, commercial insurance covers the following areas:

  • Property Damage Coverage – If your business operates a brick and mortar location, property damage insurance is put in place to protect you if the damage that is sustained to that property or a burglary takes place at that property. 
  • Auto Coverage – If your company operates vehicles to conduct business, auto coverage will act the same as personal auto insurance to safeguard both the vehicles being used as well as the drivers operating those vehicles. 
  • Liability Coverage – Liability coverage is essential for small business owners. If an employee or a customer is injured in some way at work, on your property, or because of your products/services, liability coverage will kick in. This coverage will cover any expenses that you are held liable for as a result of the injury. 

If you would like to learn more about commercial insurance, please contact our friendly staff at Johnsen Insurance, serving Baraboo, NC today.