Umbrella Insurance in Wisconsin
Today's families have a myriad of outside interests. Maybe you coach little league soccer, own rental property, volunteer at a local Wisconsin food pantry, or sell baked goods at the local farmer's market. You might even be an avid hunter or ski enthusiast or participate in extreme sports. All these activities could expose you and your family to a liability lawsuit, a situation that could cost thousands of dollars to defend, even if you were found not to be at fault. It's not simply a matter of being careful. Most regular insurance policies, such as your homeowners and your auto policies, don't cover you in outside situations like these. That's where an umbrella insurance policy can be useful.
What is umbrella insurance?
Umbrella insurance is a broad term that refers to a single liability insurance policy to cover you and your family during all of those activities you love that aren't covered under your other insurance policies. The good news is that a single policy will cover you if someone trips on the hem of your skirting at a craft show, if you unintentionally injure someone by skiing into them on the slope, or if you get into an accident while driving kids to a church picnic. These types of policies also offer protection against libel, slander, and even invasion of privacy. That protection can come in handy if you have an active social media presence. Your umbrella insurance will provide funds to help defend or settle a civil lawsuit for a covered reason, thus protecting your personal assets, such as your home and savings accounts.
Protecting your assets in Baraboo, WI
To learn more about how umbrella insurance can keep you and your family protected against the unexpected expense of a liability lawsuit, contact Johnsen Insurance in Baraboo, WI at (insert contact info). We've been helping active Wisconsin families like yours with their insurance needs since 1965.