Why Insurance is Especially Important For Bikers

Motorcycles can be a lot of fun, fulfilling desires for an open road and a need for speed. They can also make for great general modes of transportation. That said, motorcycle drivers would do well to respect both the bike and the road because serious mishaps can happen. Further, in some ways, motorcycles are more dangerous to drive than cars. To learn more about motorbike insurance, contact Johnsen Insurance, serving Baraboo, WI and other areas.

Data Drives Home How Dangerous Motorcycles Are

Over 80,000 motorcyclists end up injured each year, many of whom require medical care. Digging deeper, there are 992 injuries per 100,000 registered motorcycles. If someone is injured while on a motorcycle, motorcycle insurance will often cover some or all of the medical bills. Of course, bike owners need to read the fine print of any given plan to understand what is and is not covered.

Sadly, injuries on motorcycles are more likely to be severe (meaning higher medical bills). Modern cars provide extensive safety equipment that motorcycles lack, such as airbags and seatbelts.

Motorcycles are also prime targets for theft. Thieves can load bikes into trucks rather than hotwiring them. Later, bikes can quickly be stripped down and sold for parts, which can command a lot of money.

Why Motorcyclists Need Insurance Coverage

Quite simply, driving or riding in a car is safer than using a motorcycle. While motorcycle safety has improved and wearing the appropriate safety gear, like helmets, reduces risks, there’s still a considerable chance that a motorcyclist will end up hurt. As such, it’s important to have insurance coverage that will cover medical bills not just for the driver but also passengers and other folks on the road.

Give Us A Call

It’s also wise to take out theft insurance for a motorbike given that they are prime targets for thieves. If you want to explore insurance plans, contact Johnsen Insurance, which serves Baraboo, WI and other areas.