Motorcycle Insurance in Wisconsin
Required Motorcycle Insurance in Wisconsin
Just like auto insurance in Baraboo, WI, motorcycle insurance is also required. You will be required to have liability insurance, which will cover other motorists medical bills or property damage if you are the one who causes an accident. You will also be required to have uninsured motorist coverage in order to help pay for your injury and damage expenses if you are hit by an uninsured driver. There will be some bare minimums you need to meet. You need $50,000 of liability for bodily injury per accident, $10,000 of liability for property damage per accident, and $50,000 of uninsured motorist bodily injury coverage per accident. These are just the minimum requirements and you are also able to opt for more to protect your financial assets.
Optional Motorcycle Insurance Options in Wisconsin
The minimum requirements in Baraboo, WI may not be enough for you and you want to make sure that your own motorcycle is protected. An agent at Johnsen Insurance can help you decide which coverage is right for you.
Trip interruption coverage can be used if your bike breaks down or you are in an accident on a long road trip. It gives you money for lodging, food, and alternate transportation. Collision coverage helps replace or repair your motorcycle if you get into an accident with another car, motorcycle, or other object, even if you are the one to cause the accident. Comprehensive coverage covers other types of damage that aren’t related to a collision and can pay for the replacement or repair of our motorcycle if it’s damaged from flooding, vandalism, or theft.
Optional equipment coverage can be given if you get comprehensive coverage in order to protect your custom paint, modified engine, or saddlebags. Towing and labor coverage will protect you for a certain amount if you need your bike towed to the nearest repair facility. If your motorcycle is brand new and you are still paying it off, you may be interested in additional coverage in case your bike is ever totaled.
Contact Johnsen Insurance to get a quote on motorcycle insurance.