Purchasing a recreational vehicle (RV) can be a dream. It means taking on the open road and enjoying life the way you want to do so. However, before you can pull off the lot, you’ll need to consider the types of insurance you need to protect your investment. RVs are unique because they serve as a home and a vehicle, and that means they may need to meet some specific requirements.
At Johnsen Insurance, we can help you get into the most appropriate RV insurance for your needs. If you are thinking about buying an RV in or near Baraboo, WI, let us offer a quote to you.
What to Expect When Obtaining RV Insurance for Your New Vehicle
When you purchase RV insurance, keep in mind that your policy options range widely. You’ll have a consultation with a professional who can go over each one of those options with you. Some of the types of coverage often beneficial for new RV purchases include:
- Liability: Like every other car on the road, liability coverage is essential and a legal requirement.
- Collision insurance: Collision insurance provides financial assistance to you in situations where you cause damage to your vehicle yourself, such as by backing into a structure. Fault is not applicable here.
- Comprehensive insurance: Your RV coverage should include comprehensive coverage, especially if you have a loan. It covers non-collision-related incidents like theft or vandalism.
In addition to this, ask your insurance adjuster about other types of add-on policies that may work for you. That may include personal belongings, roadside assistance, and emergency expense coverage.
Set Up a Quote with Us
At Johnsen Insurance, we will work with you as you prepare for your purchase to get into an RV insurance plan in Baraboo, WI, that fits your specific risks.
