Are you running a side hustle from your home? Perhaps you’re selling T-shirts you printed for a local fundraiser or business, or creating products using equipment in your basement or garage. In these situations, it’s essential to ensure your home insurance provides adequate protection in case of a fire or other unexpected event.
At Johnsen Insurance, we help residents in Baraboo, WI, find home insurance that matches their unique needs and risks. Let us help you determine the best insurance coverage for your situation.
Protecting Business Equipment
If you have valuable equipment in your home that you use for business purposes, even for a small business or side hustle, it’s important to inform your insurance company. Your insurer can customize a policy to include coverage for that equipment, offering several key benefits.
First, if a fire or another event occurs, your home insurance can cover the damage and losses related to your business equipment. This is crucial, as some policies exclude coverage for business-related items or equipment deemed hazardous.
Second, having coverage ensures your equipment is protected and can be replaced if necessary. Your policy can include a floater or rider to cover these items, allowing you to continue using or replacing them in the event of a loss.
The bottom line is that you need to communicate with your insurance agent. Share details about the type of equipment you have, its value, and any associated risks to ensure proper coverage.
Let Our Team Guide You in Proper Insurance Protection
If you need to update your home insurance in Baraboo, WI, contact our team today. At Johnsen Insurance, we’re here to help you secure the protection you need for peace of mind.
