If you’re a business owner, protecting your business assets with commercial insurance is essential. Many business owners need guidance when selecting the best insurance options for their needs. If your business is near Baraboo, WI, our team at Johnsen Insurance can help you make informed decisions. We’ve been working with companies like yours since 1965.
Business Insurance for Child Care Providers
If you operate a childcare business in your home, liability insurance is a must. If someone is injured at your home, a liability insurance policy can protect you from legal and financial consequences. While your homeowners’ insurance may cover damage to your home, you’ll need a separate property insurance policy to cover damage that occurs during childcare services. You may not think of your childcare service as a business, but legally, it holds the same status as any other small business.
According to Wisconsin state law, if you care for four or more children under seven years old, you must obtain a Day Care license. Additionally, the Wisconsin Commissioner of Insurance states that Day Care insurance does not cover activities involving the transportation of children in a motor vehicle. The cost of these policies varies depending on the amount of coverage you need. If you have questions about daycare insurance policies, one of our experienced agents can provide answers.
Call Us Today for Your Appointment
Every business needs commercial insurance to protect its assets. At Johnsen Insurance, we offer the unique insights your business requires. Companies in Baraboo, WI, have trusted our team for client support for over 60 years. Call us today to schedule an appointment, and let us help protect your business.
