{"id":84,"date":"2023-08-24T04:00:00","date_gmt":"2023-08-24T10:00:00","guid":{"rendered":"https:\/\/www.johnseninsurance.com\/blog\/?p=84"},"modified":"2023-09-01T09:46:21","modified_gmt":"2023-09-01T15:46:21","slug":"the-sirens-are-screaming-and-the-fires-are-howling","status":"publish","type":"post","link":"https:\/\/www.johnseninsurance.com\/blog\/the-sirens-are-screaming-and-the-fires-are-howling\/","title":{"rendered":"The Sirens are Screaming and the Fires are Howling"},"content":{"rendered":"<p>Some people just never see the sudden curve until it&#8217;s way too late. The state of Wisconsin ranks sixth in the United States for most motorcycle accidents, with&nbsp;14.42% of the 825 fatal crashes involving motorcycles. This makes it vital for a cyclist in the Badger State to have motorcycle liability insurance. Keep in mind that auto insurance does not cover your motorcycle and&nbsp;Wisconsin requires that motorcyclists carry uninsured motorist coverage.<\/p>\n<h2>Motorcycle Insurance Coverage Options<\/h2>\n<h3>Liability Insurance<\/h3>\n<p>If you cause damage to another person or property with your motorcycle, liability insurance will cover it. Your rates may go up, but at least you don&#8217;t have to pay out of pocket for injuring someone.&nbsp;<\/p>\n<h3>Collision Insurance&nbsp;<\/h3>\n<p>Now suppose the accident was the fault of something outside your control, such as bad weather. This will pay for repairs to your motorcycle that might be needed.&nbsp;<\/p>\n<h3>Comprehensive Insurance&nbsp;<\/h3>\n<p>If your motorcycle is stolen, vandalized, or damaged by anything other than being on the road, this will compensate you for expenses to repair or replace your motorcycle.&nbsp;<\/p>\n<h3>Personal Injury Protection&nbsp;<\/h3>\n<p>You may be torn and twisted, but just enough to land in the hospital. Personal Injury Protection will cover most of your hospital bills, medical expenses, and lost wages.&nbsp;<\/p>\n<h3>Uninsured Motorist Coverage&nbsp;<\/h3>\n<p>In the unfortunate event that you get into an accident with a hoodlum with no insurance, this insurance will take care of you. Sure, you could try and sue the miscreant, but you can&#8217;t get blood out of a stone.&nbsp;<\/p>\n<h3>Looking for Insurance in Baraboo, WI?&nbsp;Johnsen Insurance Can Help!<\/h3>\n<p>We at Johnsen Insurance hope you&#8217;re never in an accident, but we&#8217;ll be there for you if you are. We serve the greater&nbsp;Baraboo, WI community. Please drive safely and responsibly.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Some people just never see the sudden curve until it&#8217;s way too late. The state of Wisconsin ranks sixth in the United States for most motorcycle accidents, with&nbsp;14.42% of the 825 fatal crashes involving motorcycles. This makes it vital for a cyclist in the Badger State to have motorcycle liability insurance. Keep in mind that [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[11,10],"class_list":["post-84","post","type-post","status-publish","format-standard","hentry","category-motorcycle-insurance","tag-baraboo-wi","tag-johnsen-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.5 - aioseo.com -->\n\t<meta name=\"description\" content=\"Some people just never see the sudden curve until it&#039;s way too late. The state of Wisconsin ranks sixth in the United States for most motorcycle accidents, with 14.42% of the 825 fatal crashes involving motorcycles. This makes it vital for a cyclist in the Badger State to have motorcycle liability insurance. 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